Terms and conditions for kelioovian.com subscribers

These terms explain the conditions for using our financial planning subscription service. Please read carefully before subscribing or using kelioovian.com.

September 3, 2025

Acceptance of terms

By accessing or subscribing to our service, you agree to all terms outlined herein. If you do not accept these conditions, do not use our website or services.

Definitions

Certain terms in these conditions have specific meanings as set out below:

• "Service" refers to the financial planning subscription provided by kelioovian.com for a monthly fee.
• "Subscriber" means a person or entity registered to use the service.
• "Advisor" refers to qualified professionals providing planning support as part of the subscription.
• "Content" means all materials, information, and communications on kelioovian.com.

Service usage

You may use our subscription service solely for its intended purpose and must follow all applicable laws and regulations in Australia.

Eligibility

You must be at least 18 years old and a resident of Australia to subscribe to our service.

Proof of eligibility may be required.

User responsibilities

Subscribers agree to use the service responsibly and maintain accurate information.

• Provide true and complete details during registration and updates.
• Keep login credentials secure and confidential.
• Not misuse the service or attempt unauthorised access.
• Comply with all local and Australian laws.

Prohibited uses

Do not use our service for the following:

• Illegal or fraudulent activities, including misrepresentation.
• Sharing or distributing confidential content without permission.
• Attempting to gain unauthorised access to systems.
• Disrupting or interfering with site operations.
• Violating the privacy or rights of others.

Intellectual property

All content, designs, and materials on kelioovian.com are protected by intellectual property laws. You may not copy, reproduce, or distribute them without written consent from kelioovian.

User content

You remain responsible for any content you submit or share through our website or service.

Privacy and data protection

Your personal information is handled in accordance with our Privacy Policy. We take reasonable measures to secure your data and comply with Australian laws. View privacy policy

Disclaimer of liability

kelioovian provides general planning guidance only; no specific results or outcomes are promised.

Limitation of liability

kelioovian is not liable for losses or damages related to your use of the service, except as required by Australian law.

Indemnification

You agree to indemnify and hold kelioovian harmless from claims related to your use of our service or breach of these terms.

Resolving disputes and claims

Any dispute will be handled under Australian law and may involve arbitration or mediation.

Applicable law and jurisdiction

These terms are governed by the laws of Australia. Exclusive jurisdiction applies to Australian courts.

Termination

kelioovian may terminate or suspend your access for breach of these terms or unlawful activity.

Modifications

We may update these terms at any time. Please review regularly for changes.

Severability

If any part of these terms is found invalid, the remainder remains enforceable.

Entire agreement

These terms represent the full agreement between you and kelioovian for the subscription service.

Contact for terms questions

For questions about these terms, please contact our team.